Can US and Dubai Investors Buy Property in Bali?
Can US and Dubai investors buy property in Bali? Yes, through leasehold, Hak Pakai or a PT PMA company. Here is how each route works for foreign buyers.
Yes, foreigners can invest in Bali property, including buyers from the United States and the United Arab Emirates. What changes is the structure, not the eligibility. Indonesian law does not let a foreign individual hold freehold (Hak Milik) land title, so overseas buyers use one of a few established routes instead.
The first is leasehold, where you hold the right to use a property for a fixed term, commonly 25 or 40 years, often with an agreed extension. The entry price is lower and the paperwork is simpler, which is why many first-time buyers start here. OMA Townhouse offers 25 and 40 year leasehold on this basis.
The second is Hak Pakai, a right-to-use title available to a foreigner who holds an Indonesian residence permit such as a KITAS or KITAP. The third is a foreign-owned company, a PT PMA, which can hold Hak Guna Bangunan, the right to build and use the land. A PT PMA is the route most buyers take when they want freehold-style control and the ability to run the property as a rental business. OMA offers freehold through this structure.
For a US citizen or a Dubai-based investor, the practical point is that your nationality does not block any of these. You work within the same framework as every other foreign buyer. Money you transfer into Indonesia is reported through the banking system, so keep clean records of the funds you bring in.
This is general information and not legal or tax advice. Permit categories and rules change, so confirm the current position with a licensed Indonesian notary (PPAT) and the OMA Townhouse team before you commit.
Frequently asked questions
Can a US citizen buy property in Bali?
Yes. US citizens use the same routes as other foreigners: leasehold for a fixed term, Hak Pakai with an Indonesian residence permit, or a PT PMA company for freehold-style ownership.
Can foreigners own freehold land in Bali?
Not as individuals. Freehold (Hak Milik) is reserved for Indonesian citizens. Foreigners reach freehold-style control through a PT PMA company that holds Hak Guna Bangunan.
Do I need to live in Bali to buy?
No. The leasehold and PT PMA routes do not require residency. Hak Pakai does require an Indonesian residence permit such as a KITAS or KITAP.
Sources
This article is general information, not financial, legal or tax advice. Any yield, price or appreciation figures are ranges and not guarantees. Confirm current pricing, ownership structures and regulations with the OMA Townhouse team and a qualified adviser before you commit.